Saving rules

Your rules live under Profile > Saving rules. Changing them means signing a short message in Nimiq Pay. Signing is free and doesn't move any NIM.

When an app pays you

Your share is the part of each payout that goes into savings: any whole percent from 10 to 100. The rest goes to your wallet. If an app pays you 1,000 NIM and your share is 30%, then 300 NIM goes to savings and 700 NIM to your wallet.

Apps can find your share in two ways: - Your save code. Give it to an app that works with Droplets. - Apps you allow. Most Mini Apps get your address from Nimiq Pay and pay it, with nowhere to type a code. When you first choose your share, every app is allowed, including apps added to Droplets later. Change it any time under Apps that know it's you: turn off Every app, including new ones, then tick only the apps you want.

Apps you don't allow can't tell that you use Droplets: they get the same answer as for someone who doesn't.

When you pay an app

Choose a share on top (for example 5%) and apps you allowed add it when you buy something. Pay an app 100 NIM and you pay 105 NIM, with 5 NIM going into your savings. You always see the full amount before you approve it in Nimiq Pay. Paying anyone else stays as it is.

The catch-up

For everything else you pay, Droplets adds up your share of your spending for a period you choose: daily, weekly, every two weeks or monthly. It shows the total on Home with a Save button. Nothing can take it from your wallet by itself: you approve it in Nimiq Pay. If you add at least that much to your savings yourself, it counts too.

When nothing goes to savings

If your savings aren't open, the validator you chose has closed, or the deposit would leave you under 100 NIM, the app pays your whole payout to your wallet. Your payment never fails because of savings, and Activity says why.

Turning it off

Profile > Turn off my save code makes apps pay your wallet only. Your savings stay where they are.